H&R Block Bank |
Take advantage of tax-deferred savings. H&R Block Bank makes it easy to save, whether your goal is for retirement
or for college savings.
All IRAs offer free online access and are FDIC insured up to ($250,000).
All IRAs offer free online access and are FDIC insured up to ($250,000).
You can choose a Traditional or Roth based on your unique situation and savings goals.
- A Traditional IRA allows you to save money tax-free while earning interest. Contributions, although taxable upon withdrawal, are usually tax-deductible for the year that you contribute to the account.
- A Roth IRA gives you the chance to save money tax-free while earning interest as long as you continue to earn taxable income. Withdrawals are usually not taxed, but contributions are not tax-deductible.
CD IRA
H&R Block Bank also offers CD IRAs that may be the best alternative if you are saving for long-term financial goals, such as education, a first home or retirement. Fixed interest rate CDs are available from 30 days up to 5 years, depending on your needs. Choose the term and interest rate that best suit your investment plan.* Plus, get potential tax breaks and savings on your current year tax return.
H&R Block Bank also offers CD IRAs that may be the best alternative if you are saving for long-term financial goals, such as education, a first home or retirement. Fixed interest rate CDs are available from 30 days up to 5 years, depending on your needs. Choose the term and interest rate that best suit your investment plan.* Plus, get potential tax breaks and savings on your current year tax return.
* There is no minimum balance requirement to earn interest. The interest rate and fees associated with these accounts are subject to change at the discretion of H&R Block Bank and without prior notice. Fees may reduce earnings on the account. If you close your account prior to the crediting of interest, you will not receive the accrued interest. Please see your fee disclosure and account agreement for details. The H&R Block Easy IRA interest will accrue daily and be credited monthly. Fees and rates for the H&R Block Easy IRA are also subject to change after account opening.