Product Description Interest Rate APY Interest Checking $0 to $499.99 0.20 0.20 Interest Checking $500 to $4,999.99 0.25 0.25 Interest Checking $5,000 to $9,999.99 0.30 0.30 Interest Checking $10,000 to $24,999.99 0.35 0.35 Interest Checking $25,000 to $49,999.99 0.40 0.40 Interest Checking $50,000 or greater 0.50 0.50 Minimum opening deposit is $25. Minimum balance may be required to earn interest. Annual Percentage Yield (APY) effective as of Tuesday, January 31, 2012 at 20:01 PM CST and is subject to change without prior notice. Fees may reduce earnings on the account. See fee disclosure and account agreement for details. Checking account interest will accrue daily and credit monthly. If you close your account before interest is credited, you will not receive the accrued interest. All fees and rates are subject to change after account opening. FDIC insured up to $250,000 per depositor for all deposit accounts and IRAs.

Product Description Interest Rate APY Business Checking $0 to $2,499.99 0.20 0.20 Business Checking $2,500 to $4,999.99 0.25 0.25 Business Checking $5,000 to $9,999.99 0.30 0.30 Business Checking $10,000 to $24,999.99 0.35 0.35 Business Checking $25,000 to $49,999.99 0.40 0.40 Business Checking $50,000 or greater 0.50 0.50 Minimum opening deposit is $100. Minimum balance may be required to earn interest. Annual Percentage Yield (APY) effective as of Tuesday, January 31, 2012 at 20:01 PM CST and is subject to change without prior notice. Fees may reduce earnings on the account. See fee disclosure and account agreement for details. Checking account interest will accrue daily and credit monthly. If you close your account before interest is credited, you will not receive the accrued interest. All fees and rates are subject to change after account opening. FDIC insured up to $250,000 per depositor for all deposit accounts and IRAs.

Product Description Interest Rate APY Savings 0.80 0.80 Money Market $0 to $1,000.99 0.40 0.40 Money Market $1,001 to $5,000.99 0.55 0.55 Money Market $5,001 to $10,000.99 0.60 0.60 Money Market $10,001 to $25,000.99 0.70 0.70 Money Market $25,001 to $50,000.99 0.75 0.75 Money Market $50,001 or greater 0.85 0.85 Business Money Market $0 to $1000.99 0.40 0.40 Business Money Market $1,001 to $5,000.99 0.55 0.55 Business Money Market $5,001 to $10,000.99 0.60 0.60 Business Money Market $10,001 to $25,000.99 0.70 0.70 Business Money Market $25,001 to $50,000.99 0.75 0.75 Business Money Market $50,0001 or greater 0.85 0.85 Click here to view current rates for the H&R Block Easy Savings. Minimum opening deposit is $25 for Saving and Money Market Accounts. Minimum opening deposit is $100 for the Business Money Market Account. An average daily balance of $100 is required for the Savings Account to avoid a quarterly maintenance service charge. An average daily balance of $1,000 is required for the Money Market Account and Business Money Market Account to avoid a monthly maintenance service charge. Annual Percentage Yield (APY) effective as of Tuesday, January 31, 2012 at 20:01 PM CST and are subject to change without prior notice. Fees may reduce earnings on the account. See fee disclosure and account agreement for details. Savings Account interest will accrue daily and credit quarterly. Money Market Account and Business Money Market Account interest will accrue daily and credit monthly. If you close your account before interest is credited, you will not receive the accrued interest. All fees and rates are subject to change after account opening. FDIC insured up to $250,000 per depositor for all deposit accounts and IRAs.

Product Description Interest Rate APY 30 Day CD 0.30 0.30 90 Day CD 0.30 0.30 180 Day CD 0.50 0.50 12 Month CD 0.75 0.75 18 Month CD 0.75 0.75 24 Month CD 1.00 1.00 36 Month CD 1.24 1.25 48 Month CD 1.34 1.35 60 Month CD 1.49 1.50 Minimum opening deposit is $250. Annual Percentage Yield (APY) effective as of Tuesday, January 31, 2012 at 20:01 PM CST and is subject to change without prior notice. Fees may reduce earnings on the account. See fee disclosure and account agreement for details. Rates and fees subject to change at any time and are not guaranteed until CD is opened. Penalty may be imposed for early withdrawal. FDIC insured up to $250,000 per depositor for all deposit accounts and IRAs.

Product Description Interest Rate APY 30 Day IRA 0.30 0.30 90 Day IRA 0.30 0.30 180 Day IRA 0.50 0.50 12 Month IRA 0.75 0.75 18 Month IRA 0.75 0.75 24 Month IRA 1.00 1.00 36 Month IRA 1.24 1.25 48 Month IRA 1.34 1.35 60 Month IRA 1.49 1.50 Click here to view current rates for the H&R Block Easy IRA. Account opening is available Online and through our H&R Block tax offices. Minimum opening deposit is $250. Annual Percentage Yield (APY) effective as of Tuesday, January 31, 2012 at 20:01 PM CST and is subject to change without prior notice. Fees may reduce earnings on the account. See fee disclosure and account agreement for details. Rates and fees subject to change at any time and are not guaranteed until IRA is opened. Unless exception applies, a 10% IRS early withdrawal penalty if withdrawn prior to age 59½ will apply. FDIC insured up to $250,000 per depositor for all deposit accounts and IRAs.