H&R Block Bank

Product Description Interest Rate APY Interest Checking $0 to $500 0.74 0.75 Interest Checking $501 to $5000 1.24 1.25 Interest Checking $5001 to $10,000 1.49 1.50 Interest Checking $10,001 to $25,000 1.73 1.75 Interest Checking $25,001 to $50,000 1.99 2.00 Interest Checking greater than $50,000 2.23 2.25 Money Market $0 to $999 0.99 1.00 Money Market $1000 to 5000 1.98 2.00 Money Market $5001 to $10,000 2.23 2.25 Money Market $10,001 to $25,000 2.47 2.50 Money Market $25,001 to $50,000 2.96 3.00 Money Market greater than $50,000 3.20 3.25 Minimum balance may be required to earn interest. Annual Percentage Yield (APY) effective as of Monday, October 13, 2008 at 11:51 AM CST and is subject to change without prior notice. Fees may reduce earnings on the account. See fee disclosure and account agreement for details. Checking account interest will accrue daily and credit monthly. Savings account interest will accrue daily and credit quarterly. If you close your account before interest is credited, you will not receive the accrued interest. All fees and rates are subject to change after account opening. FDIC insured up to $250,000 per depositor for all deposit accounts and IRAs.

Product Description Interest Rate APY Savings 0.998 1.00 Click here to view current rates for the H&R Block Easy Savings accounts offered exclusively through our H&R Block tax office. Minimum balance may be required to earn interest. Annual Percentage Yield (APY) effective as of Monday, October 13, 2008 at 11:51 AM CST and is subject to change without prior notice. Fees may reduce earnings on the account. See fee disclosure and account agreement for details. Checking account interest will accrue daily and credit monthly. Savings account interest will accrue daily and credit quarterly. If you close your account before interest is credited, you will not receive the accrued interest. All fees and rates are subject to change after account opening. FDIC insured up to $250,000 per depositor for all deposit accounts and IRAs.

Product Description Interest Rate APY 30 Day CD 1.49 1.50 3 month CD 2.47 2.50 6 Month CD ($5,000 min to open) 4.07 4.15 6 Month CD ($250 minimum to open) 2.81 2.85 12 Month CD 3.20 3.25 18 Month CD 2.71 2.75 24 Month CD 3.44 3.50 36 month CD 3.95 4.00 48 Month CD 3.47 3.50 60 Month CD 4.16 4.25 Annual Percentage Yield (APY) effective as of Monday, October 13, 2008 at 11:51 AM CST and is subject to change without prior notice. Fees may reduce earnings on the account. See fee disclosure and account agreement for details. Rates and fees subject to change at any time and are not guaranteed until CD is opened. Penalty may be imposed for early withdrawal. FDIC insured up to $250,000 per depositor for all deposit accounts and IRAs.

Product Description Interest Rate APY 12 Month IRA 3.20 3.25 Click here to view current rates for the H&R Block Easy IRA accounts offered exclusively through our H&R Block tax office. Annual Percentage Yield (APY) effective as of Monday, October 13, 2008 at 11:51 AM CST and is subject to change without prior notice. Fees may reduce earnings on the account. See fee disclosure and account agreement for details. Rates and fees subject to change at any time and are not guaranteed until IRA is opened. Unless exception applies, a 10% IRS early withdrawal penalty if withdrawn prior to age 59½ will apply. FDIC insured up to $250,000 per depositor for all deposit accounts and IRAs.