Investments

This is for illustrative purposes only and does not represent the past or present performance of any investment. The illustration assumes an average annual rate of return of 7.7% with an annual rate of inflation at 3%. It assumes an initial investment of the "amount you selected" and growing for the "number of years you selected." If your selected goal is a Retirement or Education Savings Goal, the illustration also assumes a 5% annual growth rate of the savings amount that is not distributed during the draw down period funding the retirement or education savings goal. This illustration does not include investment expenses or taxes on the money received, which would reduce the amount of money you actually receive. Qualified plan withdraws prior to your age 59½ may also be subject to a 10% tax penalty.

Your account is a brokerage account and not an advisory account. Our interests may not always be the same as yours. Please ask us questions to make sure you understand your rights and our obligations to you, including the extent of our obligations to disclose conflicts of interest and to act in your best interest. We are paid both by you, and sometimes, by people who compensate us based on what you buy. Therefore, our profits, and our salespersons' compensation, may vary by product and over time. If you would like to discuss the differences between brokerage and advisory accounts, contact our Investor Center at 1-866-295-7912.

Investment services and securities products offered through H&R Block Financial Advisors Inc., member NYSE/SIPC, a subsidiary of H&R Block Inc. H&R Block Inc. is not a registered broker-dealer.