The H&R Block Bank offers services online, via phone and in its branch office at H&R Block World Headquarters in Kansas City, Mo. The Bank provides traditional products such as checking, savings, money markets, IRAs, loans and CDs, to its client base of retail bank customers, H&R Block tax clients and H&R Block associates. Through the company tax offices, the Bank also offers the H&R Block Emerald Prepaid MasterCard®, the H&R Block Emerald Savings® account and the H&R Block Emerald Advance® line of credit. These products provide clients with affordable, alternative banking solutions with features such as competitive interest rates, payroll direct deposit, access to a year-round line of credit and reloading capabilities. The H&R Block Bank is a federally chartered savings bank, member FDIC and Equal Housing Lender.