Early tax refund access

Is FreeTaxUSA really free?
No, they charge for state returns. With H&R Block Free Online, state returns file free.

Approximately 55% of filers qualify for H&R Block Online Free Edition. Simple tax situations only (Form 1040 and no schedules except Earned Income Tax Credit, Child Tax Credit, Student Loan Interest, and Retirement Plan Distributions). Learn more

Free Online

Simple tax returns

~55% of filers qualify

Free Online $ $0 
+  $0  per state filed

Deluxe

Credits and deductions

  • All Free Features
  • Get unlimited expert help
  • Health Savings Account
  • Marketplace insurance
  • Childcare expenses
Deluxe $ $60$55
+  $49$45 per state filed

Premium

Investments

Premium $ $100$85
+  $49$45 per state filed

Self-Employed

Business owners

  • All Premium Features
  • Get unlimited expert help
  • Ride share, food delivery, and marketplace sellers
  • 1099 income with expenses
Self-Employed $ $125$115
+  $49$45 per state filed

Compare filing options

Free Online
$0 
Deluxe
$55
$60
Premium
$85
$100
Self-Employed
$115
$125
Earned Income Tax Credit (EITC)
Earned Income Tax Credit (EITC)
Earned Income Tax Credit (EITC)
Earned Income Tax Credit (EITC)
Earned Income Tax Credit (EITC)
Deduct student tuition, payments, and loan interest
Deduct student tuition, payments, and loan interest
Deduct student tuition, payments, and loan interest
Deduct student tuition, payments, and loan interest
Deduct student tuition, payments, and loan interest
Unlimited expert help
Unlimited expert help
Unlimited expert help
Unlimited expert help
Unlimited expert help
Deduct real estate taxes and home mortgage interest
Deduct real estate taxes and home mortgage interest
Deduct real estate taxes and home mortgage interest
Deduct real estate taxes and home mortgage interest
Deduct real estate taxes and home mortgage interest
Report asset depreciation
Report asset depreciation
Report asset depreciation
Report asset depreciation
Report asset depreciation
Claim rental income & deductions (Schedule E)
Claim rental income & deductions (Schedule E)
Claim rental income & deductions (Schedule E)
Claim rental income & deductions (Schedule E)
Claim rental income & deductions (Schedule E)
Report stocks, bonds, and other investment income (Schedule D)
Report stocks, bonds, and other investment income (Schedule D)
Report stocks, bonds, and other investment income (Schedule D)
Report stocks, bonds, and other investment income (Schedule D)
Report stocks, bonds, and other investment income (Schedule D)
Claim small business expenses (Schedule C)
Claim small business expenses (Schedule C)
Claim small business expenses (Schedule C)
Claim small business expenses (Schedule C)
Claim small business expenses (Schedule C)

  • Free Online

~55% qualify for free tax filing

H&R Block Online Free Edition is designed for taxpayers with simple tax situations.

$0 No filing fee. No state fee. No federal fee.

Switch to H&R Block in ~2 min

Just upload a PDF of last year’s return, and we’ll automatically import your data.

Start my taxes

H&R Block vs. FreeTaxUSA

With H&R Block Free Online, your state return is free. FreeTaxUSA charges $14.99 for state returns.

H&R Block

FreeTaxUSA

Cost to file state return with Free Online
Cost to file state return with Free Online

$0

Cost to file state return with Free Online

$14.99 each

Unlimited expert help from a tax pro
Unlimited expert help from a tax pro

$35

Unlimited expert help from a tax pro

$39.99

Confidence gained from 70 years of tax prep expertise
Confidence gained from 70 years of tax prep expertise
Confidence gained from 70 years of tax prep expertise
100% Satisfaction Guarantee
100% Satisfaction Guarantee
100% Satisfaction Guarantee

Based on prices on FreeTaxUSA.com on December 2, 2024. FREETAXUSA is a registered trademark of TaxHawk, Inc.

Putting 70 years of tax knowledge to work for you

20 million+
filed with us in 2024

5 million+
switched to H&R Block in 2024 

950 million+
tax returns worldwide

20 million+
filed with us in 2024

5 million+
switched to H&R Block in 2024 

950 million+
tax returns worldwide

For every tax return filed, we guarantee:

  • 100% Accuracy

  • Maximum Refund

  • No Surprise
female tax pro Alla B.

Get more help when you need it

Unlimited expert help

Do your own taxes with confidence. Get unlimited access to AI Tax Assist and live human help when you file with Deluxe, Premium, or Self-Employed.

Tax Pro Review

Do your taxes yourself, then have a pro review your return with 100% accuracy guaranteed. You can add Tax Pro Review to any do-it-yourself tax prep option, at any time in the filing process.

Explore Tax Pro Review

Get your refund up to 5 days early

Access your federal tax refund up to 5 days early when you get it directly deposited into your Spruce account. 

†Average refund taxpayers received based upon IRS data date ending 02/23/24

Approximately 55% of filers qualify for H&R Block Online Free Edition. Below are the specific tax situations that are included and not included in Free Online: 

Included Tax Situations

W-2 Income: Income reported on Form W-2 employment

Interest and Dividend Income: Limited interest and dividend income reported on Form 1099-INT or Form 1099-DIV up to $1,500. 

Standard Deduction: Taxpayers who take the standard deduction instead of itemizing deductions. 

Earned Income Tax Credit (EITC): Eligibility for the Earned Income Tax Credit. 

Child Tax Credit (CTC): Eligibility for the Child Tax Credit. 

Unemployment Income: Unemployment compensation reported on Form 1099-G.

Student Loan Interest Deduction: Deduction for student loan interest paid. 

Retirement Plan Distributions: Taxable qualified retirement plan distributions reported on Form 1099-R. 

Excluded Tax Situations

Itemized Deductions: Taxpayers who choose to itemize deductions (e.g., mortgage interest, charitable contributions). 

Self-Employment Income: Income from self-employment or freelance work reported on Schedule C. 

Rental Income: Income from rental properties reported on Schedule E. 

Capital Gains and Losses: Transactions involving the sale of stocks, bonds, or other capital assets. 

Business Income and Expenses: Income and expenses from a business or farm. 

Foreign Income: Income earned outside the United States. 

Health Savings Accounts (HSAs): Contributions to or distributions from Health Savings Accounts. 

Other Complex Tax Situations: Any other tax situations that require additional forms or schedules not supported by H&R Block Online Free Edition.